No matter where you are starting from, we can help get you where you want to go.
Everyone deserves financial peace of mind. Creating a sound financial framework is something we can all aim for; the journey begins
with clearly identifying your current and future goals. From this starting point, we can recommend the investment solutions to help
you get where you want to go.
This investment questionnaire is a tool that helps us understand you better. Your answers will help us assess your investment
knowledge, the risk you can accept and how you want to make your money work for you. All of these important factors help provide the
framework to develop the portfolio that best suits your needs.
There are 11 questions and it takes about five minutes. At the end you will see your risk tolerance, risk capacity and risk profile,
and you can have a copy emailed to yourself and to us so we can pick up the conversation from there.
Account numbers are on the paper version of this form. Leave them blank here — we will fill them in together, so you are not
sending account numbers by email.
* Required. Your name goes on the questionnaire and on the copy we email you.
Your answers stay in this browser until you choose to email them.
Step 1 of 4 · Your investment objectives
Your investment objectives
Investment objectives are the goal or result you want to achieve from investing. Understanding your investment goals helps determine
the types of investments best suited to meet your needs. The investment products used to meet different goals have varying levels of
risk and potential returns.
Step 2 of 4 · How much risk can you tolerate?
How much risk can you tolerate?
Investing can help you achieve your financial goals; however, it does come with risk. We all want our investments to ‘go up’
or grow, but we may not feel comfortable when the value of our account(s) fluctuates or drop in value. Therefore, it is important to
select the investment product(s) that fit within your level of risk tolerance. The following questions help determine your risk level.
(Risk Tolerance – total the points from your responses to questions 3-6)
0
Step 3 of 4 · What is your risk capacity?
What is your risk capacity?
Put simply, risk capacity is how much risk you can accept. Your risk capacity reflects your financial situation as a whole and considers
your age, net worth, time horizon, income, expenses and current assets.
(Risk Capacity – total the points from your responses to questions 7-11)
0
Step 4 of 4 · Know Your Client Profile and Results
Know Your Client Profile and Results
This questionnaire is just one tool that we use to help achieve a greater understanding of what matters to you. It forms part of our
primary goal – to put your interests first in all our recommendations.
Your risk profile
Your risk tolerance (total points from questions 3-6) and your risk capacity (total points from questions 7-11) are separate
considerations that, combined, make up your overall risk profile. Your risk profile reflects the lower of how much risk you
willingly can take on (your risk tolerance) and your ability to endure potential financial loss (your risk capacity).
Looking back at both scores, we will mark the results in the appropriate field – if, for example, your risk tolerance results
in a ‘moderate risk’ rating but your risk capacity results in a ‘low risk’ rating, your risk profile will be
‘low risk’.
Score
Risk Rating
Risk Profile
0
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is the lower of
Risk Tolerance
0
—
and
Risk Capacity
0
—
Products worth discussing
If either of the below statements is true suitable financial products may include, but are not limited to, Guaranteed Investment
Certificates (GICs), high interest savings accounts (HISA) and money market funds
Does this risk profile sound like you?
Additional Considerations
Higher Risk Securities
If your risk profile is low to moderate or moderate would you consider dedicating up to a maximum of 10% (excluding market
appreciation) to higher risk securities? One reason that you may consider an allocation to higher risk investments is that effective
portfolios can often be created by combining risky investments with less risky investments.
Higher risk investments demonstrate a high volatility and/or structural risks, and are suitable for investors who are growth oriented
and are willing to accept significant short term fluctuations in portfolio value in exchange for potentially higher long term returns.
Investments may include labour-sponsored venture capital funds or funds that invest in specific market sectors or geographic areas such
as emerging markets, science and technology, or funds that engage in speculative trading strategies including hedge funds that invest
in derivatives, short sell or use leverage. Investments in higher risk could result in the loss of part, or all, of your investment.
How much of your plan(s), if any, are you prepared to allocate to higher risk investments?
Notes for discussion
On the printed form this space is for your advisor's notes. If there is anything you would like us to know before we talk — a
conflict between your goals and your timeline, a change coming up, a question about one of the questions — put it here.
Your answers
#
Question
Your answer
Points
This tool is for DISCUSSION PURPOSES ONLY. It is designed to facilitate a discussion between the advisor and the investor and is not
intended to create an automatic investor profile when setting up an account. The results generated are based on your answers. Please
ensure your answers are as accurate and realistic as possible. If there are any conflicts between the answers to the questions your
advisor may ask you to revisit some of the questions. After going through this exercise you will be asked to complete the required
documentation to open new or update existing accounts at Worldsource Financial Management Inc (WFM). Your final investor profile as
determined by you and your advisor will be recorded on the official WFM forms. In addition, the information contained herein is not
intended to constitute legal, tax, accounting or investment advice, nor an opinion regarding the appropriateness of any investment. You
should seek professional advice from your advisor prior to acting on the basis of this information. All charts, illustrations and
examples contained herein are for illustrative purposes only. While every effort has been made to ensure accuracy and completeness no
warranty can be made as to its accuracy or completeness. Commissions, trailing commissions, management fees and expenses all may be
associated with investing in mutual funds and exchange traded funds (ETFs). Please read the relevant fund facts and ETF facts before
investing. Mutual funds and ETFs are not guaranteed; their values change frequently and past performance may not be repeated.
Your results are on the way
Check your inbox in the next minute or two. If it is not there, look in your junk folder and mark it as safe so you get the follow-up.
What happens next
An advisor at Vantage Wealth Management has a copy of your answers and will reach out. Your profile is not final until you and your
advisor review it together and record it on the official Worldsource forms.
